Guaranteed Renewable

Imagine if your coverage didn't reset every January, force you back into open enrollment, or make you reapply just to keep what you already have? Apply once, renew forever. No open enrollment windows. No annual reapplication. Presidio doesn't reset your coverage on a calendar. Your plan stays active as long as you want it. Simple. Continuous. Yours.

How is it guaranteed renewable?

When you're approved you're in. From that day forward, your coverage continues month after month, year after year, as long as your premium is paid and you choose to keep it.

No requalifying. No new underwriting at renewal. No worrying that something on this year's medical record will lock you out next year. The plan you bought when you were healthy is the same plan that's there for you when you're not.

You don't have to watch a calendar. You don't have to scramble in November to make a decision by December. You just stay covered.

Why does guaranteed renewable coverage matter?

Stability through life's changes. Job changes. Moves. Career shifts. Your health insurance doesn't have to be one more thing on the list. It just keeps going.

No annual gauntlet. Open enrollment is stressful, confusing, and easy to miss. Guaranteed Renewable Coverage means there's nothing to re-do. The decision you already made keeps working.

A plan that grows with you. The longer you stay, the more your Moop Balance Rollover credits compound and the more equity you build in your coverage. Renewability is what makes that loyalty pay off.

Accident and Sickness policies have separate out-of-pocket maximums. Subject to limitations and non-covered services of the Policies. Pregnancy and maternity in the first year are subject to a separate pregnancy deductible.